Articles Posted by Chris Wilson - Insured Nerd

What Type of Home Insurance Pays Off a Mortgage?

There are 2 main types of insurance which pay off a mortgage, lender required and borrower desired. It's important to understand the difference between these two because they serve two very different purposes.

Lender Required Mortgage Ins...

8 Critical Times In Life You Need Life Insurance

Seems where life insurance is concerned that many simply don’t understand when do you need it the most? It’s a question I’ve been asked many times in the past and present and while I usually address that question based on where someone is at...

What Is GAP Insurance and Is It Worth Buying?

So, what is GAP insurance anyway? Guaranteed Asset Protection insurance - GAP like it sounds, covers the gap or difference between what is owed on an auto, rv, boat etc. and what the insured value at time of loss is. Consider this example: You ...

Work from Home Liability: Is Homeowners Insurance Enough?

The COVID-19 pandemic has forced many workers to change where they do their work. So, many of us, who use to work in an office space in the corporate world, now find ourselves working remotely. In most cases that means from the kitc...

Specialty Car Insurance

What Kind of Insurance Do I Need for My Specialty Car?

Obtaining specialty car insurance requires careful consideration. Traditional auto insurance can cover many types of vehicles from a basic Toyota Civic to a luxury sport Ferrari. However, when insuring a coll...

Life Insurance and Corona Virus

Does Life Insurance Cover Deaths Due To Corona Virus?

When thinking about life insurance and Corona virus many of us on on unfamiliar ground. In reality, for many of us, a pandemic is something we have little to no real personal experience with. Because w...